Commercial Insurance, Professional Liability Insurance, Small Business Insurance, and Workers Compensation Insurance in Midland, MI
Whatever kind of business you own or manage in Midland, MI, it is important that your business has the right commercial insurance protection. From small business insurance to workers compensation insurance to professional liability insurance and more, our team at R.A. Monk Insurance can help to put the right insurance policies in place for your business. As an independent insurance agency, we can shop the market to find you the right insurance that fits your needs. Contact our team today to schedule a time to review your current insurance coverage.
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Professional Liability Insurance and Workers Compensation Insurance in Midland
When your business involves providing professional advice, consulting, or services, having a professional liability insurance policy helps to defray the full cost of defending against a negligence claim made by a client. These policies are sometimes referred to as errors and omissions policies or professional indemnity insurance policies. More general liability policies would not cover the aspects that a professional liability policy does cover.
When your business grows to the point where you need to hire employees, then it is important that you also have in place workers compensation insurance. This isn’t something that you can think about as every state mandates that a business have this insurance coverage in place when you have employees. This insurance provides medical and wage benefits to workers who are injured or become ill at work. This protects a business from having to deal with civil suits that might otherwise be brought by the injured worker.
Workers compensation insurance will vary based on the number of workers that your business has. Professional liability insurance does not cover all liability claims such as employee injuries, business property damage, vehicle business use, as well as other liabilities. We can help you find the right coverage for your business.Business Insurance Services
Small Business Insurance in Midland, Michigan
Small businesses can benefit from utilizing a package of insurance coverages that are common to most businesses. This group of insurance policies is sometimes referred to as a business owners policy and usually includes general liability insurance, business interruption insurance, as well as business property insurance. While these insurances will work for most businesses, it is important to speak with the team at R.A. Monk Insurance with your specific situation in Midland, MI to be sure that your business is fully covered.
R.A. Monk Insurance provides comprehensive, custom insurance plans in Midland, MI. Dow Chemical Company was founded in Midland in 1897, and the company’s world headquarters are still located here. The history of Midland goes back much further when it was established in the late 1820s as a fur trading post of the American Fur Company. A nuclear power plant that was under construction in Midland when the Three Mile Island event occurred required necessary changes and ultimately lead to the plant being changed to a gas-fired plant. Be sure to protect your business with the right insurance by calling our team today.989-777-0470