House Insurance In Saginaw, Midland, Bay City, Flint, and the Surrounding Areas

What Affects Homeowners Insurance Rates

Just like auto insurance, home insurance rates can vary due to a number of different things with the house. The size of your home will make an impact on your rates, as will the materials used in the construction of the home, along with any security features that may be in the home as well, such as a security system or an impact resistant roof or steel roof.

Because these rates vary between carriers as well as what safety and security features your home has, it is important that you work with an independent insurance agency. We will work with all of the different insurance companies that we work with to find you the best rates with the right coverage for your property. And that can include the house, the contents of the house, as well as the outbuildings and other items on the property.

How to Lower Your Homeowners Insurance

Homeowners insurance, like auto insurance, can become cheaper if you know what to do. One great option that is important to do regularly is to shop around with your independent insurance agent at R.A. Monk Insurance. Just because you found the cheapest home insurance a couple of years ago doesn’t mean you can’t find a better rate with the same coverage from another insurance carrier this year. You can also increase your deductible with your present home insurance company to help lower your monthly premiums.

Home insurance is designed to help you cover catastrophic events that could wipe out a part or all of your home. These events would otherwise likely be impossible for most people to afford on their own in Saginaw, Midland, Bay City, Flint, and the surrounding areas. Be sure that you have the best coverage possible for the least cost by contacting our team today and scheduling a review of your current homeowners insurance.

Request A Free Quote today!

R.A. Monk Insurance Agency proudly provides house insurance to homeowners and renters across mid-Michigan, including Saginaw, Midland, Bay City, and Flint. Request your free quote today or give our insurance experts a call! We’re always glad to work with you to make sure you have all the insurance coverage you need.

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